Privacy Policy

  • Lealta Media, Inc. (“us”, “we”, “our”, or “Savvy&Smart™”) is committed to protecting your privacy.  This privacy policy applies to Savvy&Smart™.com and governs data collection and usage including Savvy&Smart™ website and email services

    If you have questions or concerns regarding this statement, you should first contact Yohana Vargas at yohana@savvyandsmart.com.

    How we keep your personal information private?

    Lealta Media, Inc., which operates under the registered trademark “Savvy&Smart™”, is committed to protecting your privacy and to developing technology that gives you a powerful personalized online experience. You can travel through most of our site (“Savvy&Smart™ Website”) without giving us any personal information about yourself. Sometimes, however, we do need information to provide services that you request, and this statement of privacy explains data collection and use in those situations.

    This Privacy Policy discloses the privacy practices for Savvy&Smart™. The purpose of this Savvy&Smart™ Privacy Policy is to inform you, as a welcome visitor to Savvy&Smart™, what kinds of information we may gather about you when you visit Savvy&Smart™, how we may use that information, whether we disclose it to anyone, and the choices you have regarding our use of, and your ability to correct, the information.

    For more information, or if you have questions or concerns regarding our Privacy Policy, please send us an e-mail at service@savvyandsmart.com or you can send correspondence to the following address:
    Savvy&Smart™ 255 California St, 9th Floor, San Francisco, CA 94111.

    Savvy&Smart™ website and email contain links to various other sites. When you click to one of our partner’s links, you will frequently see a Savvy&Smart™ frame at the top of the page; this is a tool for navigational purposes, it allows you to easily return to the Savvy&Smart™ website.

    We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information.

    This Privacy Policy applies solely to information collected by this website, SavvyandSmart.com. The privacy practices of other websites and companies are not covered by this policy. 

    International Users

    If you use the Savvy&Smart™ Website from outside of the United States, your connection will be through and to servers located in the United States, your orders placed through the Savvy&Smart™ Website will be fully processed in and shipped from the United States and all information you provide will be processed and maintained in our web servers and internal systems located within the United States. By using the Savvy&Smart™ Website, you authorize the export of personal information to the United States and its storage and use as specified above when you provide such information to us. This policy and our legal obligations are subject to the laws of the State of California and the United States, regardless of the location of any user. Any claims or complaints must be filed in the state and federal courts located in San Francisco County, California.

    Information Collection & Use

    When you visit Savvy&Smart™ or click on one of our links, we may automatically record your IP address, operating system, email address and browser version. We use this information to generate usage statistics and to help ensure that our site and emails are accessible to the widest possible audience.

    We collect information from our users at several different points on our website. The information we collect will be used to occasionally show you special offers and advertisements that are selected to match your interests and to bring you useful software applications and services that we think might make your internet experience more enjoyable. We determine your interests with surveys and registration questions and by collecting information about where you surf and how you search on the web. Depending on which services and applications you use, as well as your preferences, special offers and advertisements may be displayed using popup windows, in search functionality, on browser pages, web pages, and/or sent to you via electronic mail or postal mail. We are continuously working on improved forms of delivery which are also covered by this Privacy Policy including, but not limited to, mobile phone delivery, SMS, Podcasts, PDA, Instant Messenger, BLOGS, RSS Feeds and more.

    Registration

    In order to use all the features of this website, you must first complete a registration form and create a username and password.  During registration an user is required to give their basic contact information in order to maintain your account. The minimum level of information necessary to participate as a Savvy&Smart™ member is your legal name and zip code. Your email address is also required should you wish to enroll or access your account via the internet.  In addition, we may also collect other information, including your birthday, address, and gender. You may also submit additional information during the registration process that will help provide us with demographic or personal interest information about yourself.    We may use this information to auto-fill registration forms with our various partners.  Before using the information you submit in this way, however, we will always confirm that you wish to use this option.

    Cookies

    A cookie is a piece of data stored on the user's hard drive containing information about the user. Savvy&Smart™ uses a cookie on its website during registration and at other times, including surveys. Usage of a cookie is linked to personal information and activities while on the Savvy&Smart™ Website. For instance, by setting a cookie, the user would not have to enter their name and email more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users, to display the most appropriate advertisements, and to enhance the experience on our site. For example, we may track the history of various special offers and advertising delivered by us, and your responses to them, in order to deliver fewer and more favorable offers. We also use cookies to identify the partner that was responsible for introducing you to Savvy&Smart™ so that we can pay that partner a fee for introducing you.  Information that we deem confidential information will require you to log in using your password. Features such as rewards redemption will require login for your own protection.

    If you choose to not have your browser accept cookies from Savvy&Smart™, you will be able to view the text on the screens. However, you will not experience a personalized visit nor will you be able to access some of the service offerings on the site. Please be aware that some of our business partners (e.g. advertisers) may use cookies for the purpose of tracking advertising on our site. We have no access to or control over these cookies.

    This Privacy Policy covers the use of cookies by SavvyandSmart and does not cover the use of cookies by any of our advertisers.

    Web Beacons

    Web beacons are electronic images (also called a "single-pixel GIF"). This technology tells us how many visitors clicked on key elements of our website. We may use this technology to access your personally identifiable information; it is also a tool we use to compile aggregated statistics about Savvy&Smart™ website usage. We may include web beacons on popup windows, in search functionality, on browser pages, web pages, or in email messages in order to count how many recipients have viewed these messages.

    Log Files

    We use IP addresses to analyze trends, administer the site, track user's movement, and gather broad demographic information for aggregate use. IP addresses are stored on our servers along with personally identifiable information. We may also use IP addresses to track abuse of our system. We use log files to improve your experience while at Savvy&Smart™.  We also use a variety of analytics tools to assist us in testing and monitoring our user environment.

    Sharing

    The Savvy&Smart™ Website is framed and co-branded; when you click to one of our partner’s links, you will frequently see a Savvy&Smart™ frame at the top of the page; this is a tool for navigational purposes, it allows you to easily return to the Savvy&Smart™ site. Each of these sites may have separate privacy policies and different data-collection practices from Savvy&Smart™ and we are not responsible for the actions or practices of these third parties, or for the content on these sites. The privacy practices of other websites are not covered by this policy. We encourage you to review the privacy policies of their sites.

    We do not rent or sell your personal information to anyone without your express consent. 

    In order to provide you with information about offers and services that you have indicated an interest in, we may provide certain of your personal information to specific advertisers to allow them to provide information about the offer or service to you in the most convenient and meaningful form. Also, by participating in an advertiser's offer, you are authorizing us to share your relevant personal information with the advertiser responsible for the offer. In the event either we or an affiliate are unable to capture your transaction detail, we may need to provide certain of your personal information to the affiliate to validate your transaction with them to ensure that your account is credited with the correct number of Savvy&Smart™ or other program specific points or awards.

    When you identify yourself as a Savvy&Smart™ member to one of our affiliated merchants, you are authorizing the merchant and Savvy&Smart™ to share transactional information in order to facilitate your membership rewards accounting. You are also authorizing Savvy&Smart™ to share your contact information with the merchant to whom you gave your Savvy&Smart™ member number. The merchant and Savvy&Smart™ will utilize this information in accordance with their respective privacy policies.

    Please be sure to understand the privacy policy for each merchant to whom you give your Savvy&Smart™ member number. Contact merchants directly to obtain their most updated privacy policies.

    When we provide you with links in our emails, they may include a special tracking code, unique to you, which allows us to determine which content and advertisements are most popular. We may share this data in aggregate form or in individual form with affiliates, partners, or other third parties.

    Companies placing advertising on Savvy&Smart™ site or to whom you can link from Savvy&Smart™ site or participating Savvy&Smart™ merchants may collect information about you when you view their advertising or access their site or identify yourself to them as our member. Savvy&Smart™ does not control this collection or utilize this information unless expressly stated within such merchants’ sites.

    We partner with other parties to provide email notification services. When users register at our site, we share name, email and other contact information that is necessary for the third parties to provide these services. These parties are not allowed to use personally identifiable information except for the purpose of providing these services.

    Except as otherwise set forth in this Privacy Policy, we will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Savvy&Smart™; (b) protect and defend the rights or property of Savvy&Smart™; (c) investigate, prevent, or take action regarding illegal activities, suspected fraud or violations of Savvy&Smart™ terms of service or terms of use; and (d) act in urgent circumstances to protect the personal safety of users of Savvy&Smart™ sites, or the public.

    Content and Use of Community

    Savvy&Smart™ uses Social Engine to provide a social network experience on the Savvy&Smart™ Website. When you post content (including, without limitation, in or on bulletin boards, chat rooms, community pages, forums, post videos, notes or send messages) in any savings group within the Savvy&Smart™ community that enables direct sharing of information with other users and visitors, other users and visitors will have access to any personal information in such posted content. Savvy&Smart™ and Social Engine may monitor content that you have uploaded to a savings group as well as the top users for a group. Such information, displayed with your Social Engine ID and photo, if you uploaded one, is available to users and visitors of the Social Engine’s proprietary platform. In addition, the Social Engine platform enables other users to invite you to use social networks on Social Engine. Any sharing of information in other social networks is subject to Social Engine’s own privacy policy.

     

    If you register as a member of the Savvy&Smart™ Websites and make postings to chat rooms, forums, notes, blogs or your user page, please remember that anything you post is also publicly available. The user name you have chosen during the registration process is visible to all users of the Savvy&Smart™ Website. If you visit another member’s user page, your user name will appear on that page. Your user page will also show certain statistics regarding your use of the Savvy&Smart™ Website, such as where are you from, gender, and the materials you have posted. Your user profile, and the information you choose to include in your profile, will also be available to other users of our chat rooms, forums and to visitors that access your personal user page.

    Because you may voluntarily disclose any personal information in these public areas, you should be careful about the information you choose to disclose. Savvy&Smart™ does not control that disclosure, and is not liable in any way for anyone's use or misuse of the information in the disclosure. Please note that as per the Terms of Use Savvy&Smart™ reserves the right to take down any content that may be harmful, inaccurate, deceptive, offensive, threatening, defamatory, unlawful or otherwise objectionable.

    Third Party Advertisers

    The ads appearing on the Savvy&Smart™ Website are delivered to users by our advertising partner.   We share Web site usage information about users with a reputable third party, Ad.com, for the purpose of targeting our Internet banner advertisements on the Savvy&Smart™ Website.

    Ad.com uses cookies and clear GIFs on the Savvy&Smart™ Website, which allow it to recognize a user's cookie when a user visits this site. The information that Ad.com collects and shares through this technology is not personally identifiable. 

    Optional Surveys & Contests

    From time-to-time Savvy&Smart™ may request information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and address), and demographic information (such as zip code, age level and other information). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site and continuing to provide relevant offers to our users via electronic mail.

    We may use a third party service provider to conduct these surveys or contests; that company will be prohibited from using our users’ personally identifiable information for any other purpose. We will not share the personally identifiable information you provide through a contest or survey with other third parties unless we give you prior notice and choice.

    Refer-A-Friend

    If you choose to use our referral service to tell a friend about our site, we will ask you for your friend’s name and email address. We will automatically send your friend a one-time email inviting him or her to visit the Savvy&Smart™ Website. Savvy&Smart™ stores this information for the sole purpose of sending this one-time email and to track the success of our referral program.

    Your friend may contact us at service@savvyandsmart.com to request that we remove their name and email address from our database.

    Rewards Programs

    But, obviously, we may provide information about you back to the program sponsor for the purpose of paying you or awarding you currency. If you participate in any of our own reward or incentive programs, we track your activity using your email address and share your email address with the reward sponsor and any third parties involved with fulfillment of the reward. We may also provide additional personally identifiable information about you as we deem necessary for fulfilling a reward. 

    We will maintain records to keep track of the rewards you earn from your purchases with our affiliate partners. We will enable you to use the Savvy&Smart™ Website to view your rewards account balances and recent account activity as well as update your account profile. 

    When you redeem your rewards for US cash, we are required to obtain certain personal information before transferring your rewards directly to your savings account. We and our banking partners will share certain personal information (such as your savings account number and bank name), for purposes of fulfilling your reward.  Additionally, we may use the name of your banking institution to contact you about relevant savings or promotional opportunities, unless you opt out of receiving such messages. 

    Reward or incentive programs may have additional terms that apply to participation in such programs.  We encourage you to become familiar with such program terms prior to participating.

    Contact Pages

    We use our “Contact” pages to collect information about you. In the case of customer support questions, we use the information to help diagnose and address consumer questions. Although we collect this information, we may combine this with any information we have about your preferences or interests to provide you a better user experience.

    Security

    Savvy&Smart™ is committed to earning and keeping your trust. We use commercially reasonable efforts to protect the security of your personal information that you submit to us by using industry-standard security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure.  Savvy&Smart™ safeguards the security of the data you send us with physical, electronic, and managerial processes. We highly recommend that you take every precaution to protect your personal information when you are on the Internet. One way you can do so is by making sure that you are using a secure web browser.  The Savvy&Smart™ Website uses industry-standard Secure Sockets Layer (SSL) encryption on all ecommerce web pages where personal information is submitted by you. Your personal information has been secured with a digital security technology provided by VeriSign®/RSA, a trusted leader in digital security. As an extra precaution, please make sure that you are using the latest version of an SSL-enabled browser.

    We recommend using Internet Explorer 4.0 or higher, Netscape 4.0 or higher, and the latest version of Safari. This will better protect the confidentiality of your personal information, including your credit card information, while it is transmitted over the Internet.

    Except as provided elsewhere in this Privacy Policy, we limit access to personal information in electronic databases to those persons (including employees and contractors) in our organization who have a business need for such access.
    Even though we have taken steps to protect your personal information from being intercepted, accessed, used, or disclosed by unauthorized persons, you should know that we cannot fully eliminate security risks associated with the sharing of personal information.

    Communications from the Savvy&Smart™ Website

    Special Offers and Service Alert emails

    We send all new members a welcome email and occasionally send information on products, services, and special deals from our business partners and third party advertisers. We reserve the right to contact you, however, with non-commercial service alert emails in case of critical events such as changes or material changes to this Privacy Policy.

    We may also send you a monthly email with your current rewards totals along with promotional announcements from our participating merchants, as well as announcements regarding new merchant partners.

    SavvyandSmart.com is a free service, in order to maintain an account in good standing we require you to receive transactional emails with financial information about your SavvyandSmart.com account. You can opt-out of the promotional emails, newsletters and third party-offers by visiting our preferences page.

    Updating Personal Information

    If a member's personally identifiable information changes (such as address or email), members may log on to the account management function utilizing personal username and password information and make the appropriate changes. We request that you update your account when any of your contact information changes.

    If a user no longer desires our service, we ask them to opt-out of our mailings and to cancel their accounts by contacting service@savyyandsmart.com. Should you cancel your membership, all accumulated rewards that are not redeemed are forfeited and become the property of Savvy&Smart™. See the terms and conditions applicable to the particular rewards program for more information regarding termination of your membership.

    Choice/Opt-out

    If you no longer wish to receive our newsletter and promotional communications, you may opt-out of receiving them by following the instructions included in each newsletter or communication or by emailing us at service@savvyandsmart.com,We offer an opportunity to opt-out of certain communications on our email preferences pages, or you may mail the opt-out request to us at: 255 California Street, 9th Floor.

    Protection of Children's Personal Information

    Savvy&Smart™ does not publish content that is targeted to children. We do not specifically collect information about children and believe that children should get their parents' consent before giving out any personal information. Furthermore, we do not knowingly accept registrations from persons under the age of 18.  If you are under 18 years of age, do not register or submit personal information to Savvy&Smart™.

    Notification of Changes to our Privacy Policy and End User License Agreement

    If we decide to change our Privacy Policy, we will post those changes on this privacy page so our users are aware of what information we collect, how we use it, and under what circumstances we disclose it. If so, we will provide you with notice either by displaying an online pop-up communication or sending an email message. It is possible that in some cases you might be required to actively "accept" the new Privacy Policy in order to continue using Savvy&Smart™. We will also continue to prominently publish the current Savvy&Smart™ Privacy Policy on our website. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner.

    How To Contact Us

    If you have any questions or concerns about this Privacy Policy, please contact us by email at service@savvyandsmart.com or at Lealta Media, Inc.1196 Borregas Ave #102 Sunnyvale, CA 94089.

    The Privacy Policy was last updated on November 1, 2008.